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Family Resource Management

Living for Today — Planning for Tomorrow

News You Can Use

10 Ways to Improve Your Credit Score

  1. Learn what your current Credit Score is and what is on your credit report.
  2. Close accounts you don’t need.
  3. Keep your total account balance below 75% of your total available credit.
  4. Correct any incorrect information on your report.
  5. Repair damaged credit by obtaining credit cards and pay balance on time.
  6. Inform credit reporting agencies of any late payments due to illness or unemployment.
  7. Contact a reliable nonprofit agency if you need help managing credit.
  8. Don’t apply for multiple credit cards over a short period of time.
  9. Make all payments on time.
  10. Continue to check your credit report regularly for errors and inaccuracies.